Finance, Mortgage & Insurance

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AAA Club Alliance

I am the Insurance Agent for this location specializing in Auto, home, renters and flood insurance. We also offer towing memberships, travel and discounts to local attractions.


Contact: Michele Hix-Mosby

717 Wards Ferry Rd, Suite C
Lynchburg, va, 24502
(434) 238-1211
AB Kramer Group
AB Kramer Group

AB Kramer Group offers a wide range of consulting services to help you improve business operations, boost efficiency, and increase the bottom line. Our firm offers complete management advisory services, including systems implementation and management, cost controls, and much more. Our objective is to make your business as efficient and streamlined as feasible while adding to your profitability by allowing you to focus on what you do best while we take care of what we do best – managing the back office.

Even if you can do it yourself – Should You?

627 Clearview Circle, Rustburg, VA 24588

Voluntary insurance is the first step to stepping in the right direction when it comes to helping protect your lifestyle. We surveyed 5,000 employees nationwide, working in various industries. 55 percent of them estimate they waste up to $750 each year because of mistakes they make during open enrollment with their insurance benefits.* Don’t let the unexpected stop you from being in control. Find out how Aflac can help.

I’m Jackie Hendrix and I would love to help you “get your ducks in a row!”

Save to Plan, Not To Spend

P O Box 3261, Lynchburg, VA 24503
(434) 841-8377
Allstate – Don Wechsler

As an Allstate Agent living in Lynchburg for 25 years with my wife, Linda, and my three (now grown) children, I know many local families. My knowledge and understanding of the people in this community help me provide over hundreds of customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important – your family, home, car, boat, and more.

I’m proud to work with a company who’s been serving satisfied customers for over 80 years. Customers count on outstanding financial strength and superior claims service to help protect what they value most. Allstate delivers on their promise. In fact, their outstanding financial strength and superior claims service received an A+ (Superior) rating by A.M. Best. Quality service, strength and satisfaction – that’s something I’m glad to be a part of.

As your Allstate agent, I can help you understand how the choices you make – such as the car you drive – affect your insurance rate. I’m committed to helping you get your appropriate level of protection and make it easy to do business with Allstate.

Home, Life, Motorcycle, Auto and Car Insurance Quotes

2414 Memorial Ave, Lynchburg, VA 24501
(434) 845-5900
American National Bank & Trust
American National’s tradition of relationship banking dates back over a century to its founding in 1909 and remains strong today. Make us your one-stop banking solution: personal banking, business, banking, trusts/investments, mortgage lending, and insurance services.

American National’s tradition of relationship banking dates back over a century to its founding in 1909 and remains strong today. Make us your one-stop banking solution: personal banking, business, banking, trusts/investments, mortgage lending, and insurance services.

1646 Graves Mill Road Lynchburg, VA 24502
(434) 386-6312
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Apex Home Loans
Apex Home Loans

As a mortgage industry veteran, Rhonda has earned the trust of many families and real estate professionals in the greater Lynchburg, VA area. She has built her business on referrals by providing fast loan approvals and on-time closings, all delivered with the highest level of personal service.  Realizing that every second counts in this industry, Rhonda is available to clients and referral partners on nights and weekends.

Her Forest, Virginia Mortgage team will guide you step-by-step through the mortgage process while providing consistent communication to everyone involved.  She proudly works with some of the finest professionals in the business to create an exceptional experience for you.

Rhonda is active in the community and supports local organizations.  Rhonda is married with 2 children and has lived in the Lynchburg VA area all of her life.

1149 Vista Park Drive, Suite A
Forest, VA 24551
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Assurance Financial
Assurance Financial

If you’re a first-time home buyer, it’s likely you’re somewhat intimidated by the home buying experience. Even people who have previously bought homes can find themselves inundated by paperwork, confusing processes, and new concerns. The right loan officer can help you find your way through this unfamiliar territory. Assurance Financial loan officers are approachable, and available, even outside of business hours.

Unlike large banks that make their customers talk with representatives in distant states, Assurance Financial handles the entire mortgage process in-house. Our state-of-the-art technology allows us to perform online loan closings, making the application and paperwork go as smoothly as possible.

We offer all residential loan products, including conventional loans, VA loans for veterans, FHA loans for buyers who have limited credit or limited funds for a down payment, and USDA RD loans for homes located in rural areas. We also offer financing for new construction homes, higher priced homes that require jumbo loans, and renovation loans for homes in need of repairs and restorations.

Whether you’re looking to purchase a home or refinance your current mortgage, contact a local home loan expert at Assurance Financial to experience the difference our people make in getting your loan closed hassle-free!

Sandy Speck is the Branch Manager in the Lynchburg, VA office of Assurance Financial. Call Sandy at (540) 431-4343 or visit our website.

101 Duncraig Drive, Suite 107, Lynchburg, VA 24502
(540) 431-4343
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Axe Payments
Axe Payments

Process onsite, online or on-the-go with ZERO credit card FEES. Axe Payments is the leading solution provider in this industry to benefit your business. We are aware of all the regulations and Visa/MasterCard audit requirements to protect your business while implementing your “Zero Fee” program. Don’t get caught doing this on your own without an authorized company. The fines and fees could cost you thousands! Eliminate fees and hassles from typical credit card providers and join Axe Payments today!  Contact: Meredith Morton, General Manager @ (434) 515-1599.

Process onsite, online or on-the-go with ZERO credit card FEES.

828 Main St, Suite 1402, Lynchburg, VA 24504
(434) 515-1599
Bank of the James
Bank of the James
Bank of the James was founded in 1999 and has brought together many of the area’s finest bankers. From a start-up team of 12 employees and 10 directors, the Bank has achieved the reputation as being one of the area’s leading financial institutions. Today the Company has more than 100 employees, 12 members serving on our Board of Directors and over 40 business men and women who serve on our regional advisory boards. We’re making a difference – in banking and in our community. 

Bank of the James was founded in 1999 and has brought together many of the area’s finest bankers.

828 Main Street Lynchburg, VA 24504
(434) 846-2000
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Baughman & Associates LLC

Baughman & Associates-Insurance, located in Forest, has been serving the Commonwealth of Virginia since 2000!  We are a locally owned agency committed to “Buying and Investing Local.”  You can rest assured when you do business with us a portion of our profits goes towards the needs of our community!
From a client’s perspective, we acknowledge “no two problems or needs are alike” AND “one size does not fit all.”  Our diversity in carrier partners (a mix of both stock and mutual companies) allows us to offer a variety of solutions for your many needs.

Our Portfolio Review process allows us to help clients thoroughly evaluate their needs. Leaving no
stone unturned, we ask questions of which the 1-800 and Internet companies have no depth of knowledge.  A policy is no good and price will not matter if it doesn’t provide the coverages you need!  Package policies (such as auto, home and personal umbrella) allow one to bundle and maximize discounts.  At the time of a loss, a streamlined claims process speeds up both settlement and repairs.

We invite others to join us in service to community.  We support local charities with no or low administrative overhead.  This enables the largest portion of a donation to go towards fulfilling the need.   Those organizations include:
– The Lynchburg Area Veterans Council (dedicated to serving the needs of local Veterans and families).
– The Salvation Army (empowering the less fortunate, providing housing, meals and other services).
– Medical research and services for those fighting cancer and muscular dystrophy.
– First Responders (support for local police, fire and rescue).
– Empowering youth and families in their spiritual development thru local church programs.
– Character development and outdoor education (Boy and Girl Scouts and Bedford County Outdoors Sports Association).
– Other community service partnerships (Masons and The Exchange Club).

Whether you are a college student, newlywed, new to the community, or a life-long resident, you’ll appreciate the ease and value of working with Baughman & Associates!  Call us today!

Mailing Address:  P O Box 333 Forest, VA 24551



Baughman & Associates Insurance is an Independent Insurance Agency offering a full range of solutions for your insurance needs!

18478 Forest Rd., Suite 4
Forest, VA 24551
(Mailing Address: P O Box 333 Forest, VA 24551)
(434) 316-0030